As a broker, UWM is my secret weapon. Their AI income calculator is a total game-changer—it catches things underwriters used to miss and gets my clients approved in half the time.

Their closing speeds are insane. I’ve had loans go from application to clear-to-close in under 10 days. No big bank can touch that kind of efficiency.

They are so aggressive with their 'all-in' rules for brokers. If you want to work with them, you basically can't work with anyone else. It feels a bit like a monopoly sometimes.

My broker used them and the closing was lightning fast. Everything was handled behind the scenes perfectly.

As a self-employed person, I usually dread the mortgage process, but UWM’s underwriting was surprisingly fair. They didn't make me jump through a million hoops for my tax returns. They just looked at the data and approved it. Very refreshing.